We have been constantly investing in security for the last 7 years, so that online shops and shoppers can cooperate in 100% secure environment. Besides the standard security tools (3D Secure, security certificates and daily scanning), PayU clients and their customers benefit from our own antifraud system as well as from the PCI DSS Level 1, the highest security standard worldwide.
As a consequence, in 2010, PayU has protected its clients (online shops and customers) from fraud attempts valuing up to 1 million euro.
PCI DSS Level 1 is the most important security standard in the industry of online payments. Developed by a consortium formed of MasterCard WorldWide, Visa INC, American Express, Discover Financial Services and JCB International, PCI DSS represents a complex set of security requirements that a company applying for the certification must meet and that cover:
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24/7 Double-Check Antifraud Systems – Proprietary anti-fraud filters are an important component of the ePayment platform. Information given by the buyer along with his behavior during payment are analyzed by intelligent algorithms, resulting in a final fraud score.
Our automate antifraud filters are constantly being enhanced and analyze each transaction according to elements such as:
For high fraud risk orders, our specialists apply specific manual screening procedures.
PayU uses 3D Secure authentication – Verified by Visa and MasterCard Secure Code (pdf) for a better protection of online shops and their customers against fraud attempts.
The PayU platform is scanned daily by McAfee in order to prevent any possible security incidents and in order to meet PCI DSS security requirements.
PayU uses 128 SSL EV certificates to securely transmit data in the payment platform.
